Fixed Deposit

A secure and rewarding investment option with attractive interest
rates, flexible tenures, and guaranteed returns. Enjoy higher earnings
compared to regular savings accounts and watch your money grow safely.

 FD Interest Rates(CHANGE IF ANY)

Period Rate of Interest
20th Milestone Celebration Offer
Quarterly Interest Available
Senior Citizens
399 Days

366 & 399 Days
10.00%

Extra 0.50%
With Effective from 2026 1st of April
For more details Contact: 9513833303, 8762087208
Special Rate of Interest
For all Category


730 Days - 2 Years


10.00%
Short Term Deposit 15 - 90 Days
91 - 181 Days
182 - 272 Days
273 - 365 Days
5.50%
6.25%
6.50%
7.00%
Long Term Deposit 366 Days
366 Days to below 5 Years
999 Days
5 Years Only
9.00%
8.00%
10.25%
10.00%
Monthly Income Scheme (MIS) 8.00%

Senior Citizens & Reserved Categories

  • Extra 0.50% interest (1 year & above deposits)
  • applicable for: 366 & 399 Days schemes Only
  • Reserved Categories include: On Selected Schemes.

 (Essential documents must be submitted to avail benefits)

Why Choose Our Fixed Deposit?

Guaranteed higher returns
Flexible tenure options (short & long-term)
Special benefits for senior citizens & reserved categories
Safe & secure investment with assured growth
Trusted by 3 lakh + member's across karnataka (9 district)
Digital Presence
111 Branches
Quick Service

Pigmy Deposit (P.D.)

 Designed for small daily savings collected at your doorstep.

Rate of Interest

Above 1 year & below 3 years → 3% p.a. 3 years & above → 4% p.a.

Monthly Income Scheme (M.I.S.)

A fixed deposit scheme where you earn fixed interest every month – ideal for regular household expenses.

Ex: Investment: ₹1,20,000 → Monthly Interest: ₹800

Anjali Cash Certificate (A.C.C.)

Our most popular scheme for long-term investors.

Ex: Investment: ₹1,00,000 → Maturity Value: ₹2,00,151

Why Choose Our Deposit Schemes?

Daily doorstep collection for convenience

Reliable monthly income option

Long-term wealth growth with compounding

Backed by the trust of our Co-operative