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Housing & Mortgage Loans

Turn your dream into reality with our easy, flexible, and secure loan options.
Whether you want to build your dream home, renovate your existing one, or invest
in real estate, we’ve got you covered.

Apply Now

Loan Purpose

Construction of new houses, apartments, and buildings

Renovation or extension of existing property

Purchase of shops or commercial property

Investment in real estate projects

Loan Features

Initial Deposit Requirement

Minimum opening balance: ₹500/-

Passbook

1. Free at account opening 2.Duplicate passbook issued on payment of charges

Fund Transfer
Services

NEFT/RTGS facility available

Rate of Interest

Housing Loan (H.L) – 14.5% p.a. (Reducing Interest)
Mortgage Loan (M.L) – 14.0% p.a. (Reducing Interest)

Documents Required (KYC Norms)

Identity Proof (any one):

  • Aadhaar Card
  • Voter ID
  • Driving Licence
  • Ration Card

Loan & Property Documents:

  • 2 Sureties (must have SB account with St. Milagres)
  • Land Valuation Report
  • Building Valuation Report
  • Legal Advisor’s Report
  • Encumbrance Certificat
  • Record of Rights (ROR)
  • Mutation Entry
  • Sale Deed / Land Map / RTC / E-Swathu

Other Requirements:

  • 3 Passport-size photographs
  • All documents to be verified by Branch Manager

Why Open a Saving Deposit Account?

Transparent loan process
Transparent loan process
Transparent loan process
Transparent loan process
Competitive interest rates
Competitive interest rates
Quick processing with expert legal & valuation support
Quick processing with expert legal & valuation support

Quick Links

Account & Deposit

Loans

Contact Info

Phone

08382-223600

Email

[email protected]

Location

Rosary Dale Keshav Shet Road, 1st Cross, Sonarwada, Karwar 581301.

About Milagres

We provide Premium Services includes mainly Value Added Services

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